How Financing Works at Back Roads Automotive

Financing a vehicle doesn't have to be complicated. At Back Roads Automotive, we work with more than 20 lenders, giving our customers access to a variety of financing options in one place.

Our lending partners include Capital One, TowneBank, Navy Federal Credit Union, and many local credit unions and other financial institutions.

Having multiple lending sources means we can look for financing options that fit your individual situation instead of relying on just one lender.

Every Lender Is Different

Every lender has its own programs, guidelines, and approval requirements.

That's why having access to multiple lenders can be helpful. Your financing options may vary depending on your credit history, income, down payment, vehicle, and other factors.

One Application Makes It Easier

Instead of visiting several banks or credit unions and completing multiple applications, you can start with one credit application through Back Roads Automotive.

Our team can work with our lending partners to help identify available financing options.

We Help You Understand Your Options

When financing options are available, we'll go over the details with you, including loan terms, payment options, and other important factors.

Our goal isn't to tell you which loan to choose. It's to help you understand your options so you can make the decision that's right for you.

You Can Get Started Before You Visit

If you'd like to get a head start, you can complete our online credit application from home.

Having your basic information ready can help make the financing process faster when you come in.

Trading In Your Vehicle?

If you have a vehicle to trade, its value can become part of the overall transaction. If you still owe money on your current vehicle, bringing your payoff information can help us get accurate numbers.

Learn more on our trade-in page.

Financing Made Easier

At Back Roads Automotive, we know that financing can sometimes feel like the most stressful part of buying a vehicle. That's why we work with more than 20 lending sources to give our customers more options.

From major lenders like Capital One and Navy Federal to local credit unions and other financial institutions, we'll work to help make the financing process as simple and straightforward as possible.

Have questions about financing? Reach out to our team. We're happy to help you get started.